Terms and Conditions of Use

AGREEMENT BETWEEN USER AND SITE
www.warwick.org.hk is a site managed and operated by Warwick Graduates' Association Hong Kong Ltd ("WGAHK"). The www.warwick.org.hk Site (hereafter refer to as "Site") is offered to you on conditioned that you accept without modification of the terms and conditions contained herein. Your use of the Site constitutes your agreement to all such terms and conditions. Your use of a particular product and/or service (hereafter refer to as "Services") within the Site may also be subject to additional terms associated with the Service. In the event that any of the terms and conditions contained herein conflict with any Services specific terms and guidelines contained within that particular Services then those terms shall be applied.

MODIFICATION OF TERMS OF USE
WGAHK reserves the right to change the terms and conditions under which the Site are offered, including but not limited to the charges associated with the Sites. You are responsible for regularly reviewing these terms and conditions.
PERSONAL AND NON-COMMERCIAL USE LIMITATION
Unless otherwise specified, the Site is for your personal and non-commercial use. You may not modify, copy, distribute, transmit, display, perform, reproduce, publish, license, create derivative works from, transfer, or sell any information, software, products or services obtained from the Site without our prior written consents.

LINKS TO THIRD PARTY SITES
The Site may contain links to other Web Sites ("Linked Sites"). The Linked Sites are not under the control of WGAHK and we are not responsible for the contents of any Linked Sites, including without limitation any link contained in a Linked Site, or any changes or updates to a Linked Site. We are not responsible for contents or any other form of transmission received from any Linked Site. We provide these links to you only as a convenience and the inclusion of any link does not imply our endorsement of the Linked Sites or association with its operators.

NO UNLAWFUL OR PROHIBITED USE
As a condition of your use of the Site, you warrant to us that you will not use the Site for any purpose that is unlawful or prohibited by our terms and conditions. You may not use the Site in any manner which could damage, disable, overburden, or impair the Site or interfere with any other party's legitimate use of the Site. You may not obtain or attempt to obtain any materials or information through any means not intentionally made available or provided for through the Site.

USE OF MEMBERSHIP SERVICES
The facilities offered in this site are designed to enable you to communicate with other Warwick Graduates of The University of Warwick ("Warwickers") at Hong Kong and elsewhere in the world (refer to as "Membership Services"), you agree to use the Membership Services only to post, send, receive messages and download material that are proper and related to the particular Membership Services as intended by the Site. By way of example, and not as a limitation, you agree that when using a Membership Services, you will not:

Defame, abuse, harass, stalk, threaten or otherwise violate the legal rights (such as rights of privacy and publicity) of others. Publish, post, upload, distribute or disseminate any inappropriate, profane, defamatory, infringing, obscene, indecent or unlawful topic, name, material or information.

Upload files that contain software or other material protected by intellectual property laws (or by rights of privacy of publicity) unless you own or control the rights thereto or have received all necessary consents.

Upload files that contain viruses, corrupted files, or any other similar software or programs that may damage the operation of another's computer.

Advertise or offer to sell or buy any goods or services unless its part of the Insurance Community Services offered by the Site and any use of the Insurance Community Services is governed by the specific Terms & Conditions of the Services.

Conduct or forward surveys, contests, pyramid schemes or chain letters.
Download any files/documents posted in the Site that you know, or reasonably should know, cannot be legally distributed in such manner.

Falsify or delete any author attributions, legal or other proper notices or proprietary designations or labels of the origin or source of software or other material contained in a file that is uploaded.

Restrict or inhibit any other user from using and enjoying the Membership Services.

Harvest or otherwise collect information about others, including e-mail addresses, without their consent.

Violate any applicable local laws or regulations.

The Site's management has no obligation to monitor the Membership Services provided by members. However, we reserve the right to review materials posted to any Membership Services and to remove any materials in our sole discretion. We also reserve the right to terminate your access to any or all of the Membership Services at any time without notice for any reason whatsoever.

We reserve the right at all times to disclose any information as necessary to satisfy any applicable law, regulation, legal process or governmental request, or to edit, refuse to post or to remove any information or materials, in whole or in part, that we consider inappropriate for a Warwicker Site at our sole discretion.

Always use caution when giving out any personally identifying information about yourself in any of the Membership Services. We do not control or endorse the content, messages or information found in any Membership Services and, therefore, we specifically disclaims any liability with regard to the Services and any actions resulting from your participation in them. Guest Editors, Site Directors, Members and their comments are solely the responsibility of individuals, the Site does not necessarily endorse and/or agreed to their views.

Materials uploaded to a Membership Service is subjected to posted limitations on usage, reproduction and/or dissemination, you are responsible for adhering to such limitations if you download the materials.

MATERIALS PROVIDED TO OR POSTED TO THE SITE
We do not claim ownership of the materials you provide to us (including proposal forms, claim forms, policy specimens, feedback and suggestions) or post, upload, input or submit to us (collectively refer to as "Posted Materials"). However, by posting, uploading, inputting, providing or submitting your Posted Materials you are granting us and our members the permission to use your Posted Materials in connection with the operation of their Intended business usage including, without limitation, the rights to: copy, distribute, transmit, publicly display, publicly perform, reproduce, edit, translate and reformat your Posted Material; and to publish your name in connection with your Posted Materials.

No compensation will be paid with respect to the use of your Posted Materials, as provided herein. We are, however, under no obligation to post or use any Posted Materials you may provide and may remove any Posted Materials at any time in our sole discretion.

By posting, uploading, inputting, providing or submitting your Posted Materials you warrant and represent that you own or otherwise control all of the rights to your Posted Materials as described in this section including, without limitation, all the rights necessary for you to provide, post, upload, input or submit the Posted Materials to us for use in the Site and its members.

LIABILITY DISCLAIMER
THE INFORMATION, SOFTWARE, PRODUCTS, AND SERVICES INCLUDED IN OR AVAILABLE THROUGH THE SITE MAY INCLUDE INACCURACIES OR TYPOGRAPHICAL ERRORS. CHANGES ARE PERIODICALLY ADDED TO THE INFORMATION HEREIN. WE AND/OR OUR RESPECTIVE SUPPLIERS, GUEST EDITORS, SITE DIRECTORS AND MEMBERS MAY MAKE IMPROVEMENTS AND/OR CHANGES IN THE SITE AT ANY TIME. ADVICE RECEIVED VIA THE SITE SHOULD NOT BE RELIED UPON FOR PERSONAL, MEDICAL, LEGAL OR FINANCIAL DECISIONS AND YOU SHOULD CONSULT AN APPROPRIATE PROFESSIONAL FOR SPECIFIC ADVICE TAILORED TO YOUR SITUATION.

WE AND/OR OUR RESPECTIVE SUPPLIERS, GUEST EDITORS, SITE DIRECTORS AND MEMBERS MAKE NO REPRESENTATIONS ABOUT THE SUITABILITY, RELIABILITY, AVAILABILITY, TIMELINESS, AND ACCURACY OF THE INFORMATION, SOFTWARE, PRODUCTS, SERVICES AND RELATED GRAPHICS CONTAINED ON THE SITE FOR ANY PURPOSE. ALL SUCH INFORMATION, SOFTWARE, PRODUCTS, SERVICES AND RELATED GRAPHICS ARE PROVIDED "AS IS" WITHOUT WARRANTY OF ANY KIND. WE AND/OR OUR RESPECTIVE SUPPLIERS, GUEST EDITORS, SITE DIRECTORS AND MEMBERS HEREBY DISCLAIM ALL WARRANTIES AND CONDITIONS WITH REGARD TO THIS INFORMATION, SOFTWARE, PRODUCTS, SERVICES AND RELATED GRAPHICS, INCLUDING ALL IMPLIED WARRANTIES AND CONDITIONS OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE AND NON-INFRINGEMENT.

IN NO EVENT SHALL WE AND/OR OUR SUPPLIERS, GUEST EDITORS, SITE DIRECTORS AND MEMBERS BE LIABLE FOR ANY DIRECT, INDIRECT, PUNITIVE, INCIDENTAL, SPECIAL, CONSEQUENTIAL DAMAGES OR ANY DAMAGES WHATSOEVER INCLUDING, WITHOUT LIMITATION, DAMAGES FOR LOSS OF USE, DATA OR PROFITS, ARISING OUT OF OR IN ANY WAY CONNECTED WITH THE USE OR PERFORMANCE OF THE SITE, WITH THE DELAY OR INABILITY TO USE THE SITE OR RELATED SERVICES, THE PROVISION OF OR FAILURE TO PROVIDE SERVICES, OR FOR ANY INFORMATION, SOFTWARE, PRODUCTS, SERVICES AND RELATED GRAPHICS OBTAINED THROUGH THE SITE, OR OTHERWISE ARISING OUT OF THE USE OF THE SITE, WHETHER BASED ON CONTRACT, TORT, NEGLIGENCE, STRICT LIABILITY OR OTHERWISE, EVEN IF WE OR ANY OF OUR SUPPLIERS, GUEST EDITORS, SITE DIRECTORS AND MEMBERS HAS BEEN ADVISED OF THE POSSIBILITY OF DAMAGES. BECAUSE SOME JURISDICTIONS DO NOT ALLOW THE EXCLUSION OR LIMITATION OF LIABILITY FOR CONSEQUENTIAL OR INCIDENTAL DAMAGES, THE ABOVE LIMITATION MAY NOT APPLY TO YOU.

IF YOU ARE DISSATISFIED WITH ANY PORTION OF THE SITE, OR WITH ANY OF THESE TERMS OF USE, YOUR SOLE AND EXCLUSIVE REMEDY IS TO DISCONTINUE USING THE SITE.

TERMINATION/ACCESS RESTRICTION
We reserve the right, in our sole discretion, to terminate your access to the Site or any of its related services or any portion thereof at any time, without notice.

GENERAL
This agreement is governed by the laws of Hong Kong Special Administration Region (SAR) of China.

COPYRIGHT AND TRADEMARK NOTICES:
The trademark and copyright of our contents, service suppliers, guest editors, site directors and members are reserved unless expressly granted by the respective copyright and trademark owners.